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YouPay Wallet
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Start your investment journey today with Pure 999 (24K) Gold. Invest in Digital Gold and unlock up to 3X credit eligibility with a secure and flexible financial solution.
- Enter Investment Amount
- Credit Limit
Before investing, please read the Terms and Conditions carefully.
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- Invested Amount
- Gold QTY
- Payable Amount
✦ Current Gold Price: ₹/gram ✦
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Note: Your investment will be processed only after the payment is verified.
- Enter UTR Number
- Minimum Investment: ₹1,000 is required to participate in the Digital Gold Investment Plan with Credit Line.
- Upon investing ₹1,000 in Digital Gold, you automatically receive a 3X credit line (₹3,000) against your investment.
- The credit line has a mandatory 15-day cooling period from the date of investment during which you cannot sell the gold or access the credit line.
- After the 15-day cooling period, you become eligible to withdraw the credit line as a loan.
- The loan tenure is 450 days with a daily EMI of 0.25% on the outstanding loan amount.
- Failure to pay the daily EMI will result in a 2x penalty applied the following day, which will compound on subsequent missed payments.
- You can sell your digital gold only after fully repaying or foreclosing the entire loan amount.
- If an ongoing loan exists against your digital gold, you cannot sell or redeem the gold under any circumstances.
- You may top up your digital gold investment to increase your credit line eligibility proportionally.
- All gold provided is 999 (24K) certified and securely stored in the investor's name.
- All investors must complete full KYC verification before accessing the credit line or redeeming their gold.
- Upon loan repayment or foreclosure, gold can be delivered to valid, serviceable addresses across India within 7 business days from the redemption request date.
- YouPay Wallet reserves the right to amend or terminate this investment plan at any time without prior notice, subject to applicable laws.
- YouPay Wallet is not responsible for any losses incurred due to market fluctuations or changes in gold prices.
- By participating in this investment plan, you acknowledge and agree to the terms and conditions outlined above.
- YouPay Wallet reserves the right to modify these terms and conditions at any time without prior notice.
- For any queries or assistance, please contact our customer support team.
- YouPay Wallet is not a financial institution and does not provide financial advice. All investments are made at the investor's own risk.
- YouPay Wallet is not liable for any losses or damages arising from the use of this investment plan or missed EMI payments.
- By investing, you confirm that you have read, understood, and agreed to these terms and conditions.
By investing, you agree to these terms and conditions.
Unlock Your Potential with Our Innovative MLM Plan
Why Choose Our Plan?
- Flexible Earnings: Earn from both legs with our dynamic binary structure—no need for perfect balance!
- Generous Commissions: Reap the rewards of new business and direct referrals with industry-leading payout rates.
- Fair Play & Security: Your success is protected by transparent rules for account activity and commission capping.
Earning Structure at a Glance
- Binary Pair Matching
- First Pair Bonus: Earn a 10% commission when you achieve your first 2:1 or 1:2 pair.
- Regular Pairs: Continue earning 10% on every 1:1 pair matched thereafter.
- Direct Referral Bonus: Receive an extra 5% commission every time you refer a new member, paid directly on their investment.
- Commission Capping and Re-invest
- Commission Cap: Earn up to 4× the value of your own investment in commissions.
- Ongoing Earnings: Hit your cap? Simply re-invest to reset your earning limit and keep commissions flowing!
- Team Honorarium – 60:40 Monthly Bonus
- How It Works:
- Total monthly business volume from both legs is counted for honorarium using a 60% (strong leg) : 40% (weaker leg) ratio.
- Minimum business: At least ₹1 lakh on each leg to qualify for honorarium payouts.
- Only the business volume up to the 60:40 pairing is eligible for each honorarium slab.
| PAIRED INVESTMENT VOLUME | MONTHLY HONORARIUM | SPECIAL REWARDS |
|---|---|---|
| ₹1L : ₹1L | ₹5,000 | |
| ₹2L : ₹2L | ₹10,000 | |
| ₹3L : ₹3L | ₹15,000 | |
| ₹5L : ₹5L | ₹25,000 | |
| ₹20L : ₹10L | ₹40,000 | |
| ₹25L : ₹25L | ₹75,000 | |
| ₹50L : ₹50L | ₹1,25,000 | |
| ₹1CR : ₹1CR | ₹2,00,000 | |
| ₹10CR : ₹10CR | ₹10,00,000 | |
| ₹25CR : ₹25CR | ₹25,00,000 | |
| ₹50CR : ₹50CR | ₹50,00,000 + CAR |  |
Account Activity & Security
- Stay Active: Only active members earn commissions—keep participating to stay eligible.
- Grace Period: Inactive accounts have 7 days to reactivate or will be permanently blocked.
- Simple Reactivation: Reactivate by making a new investment of ₹5,000 or more.
The Smart Path to Success
- Easy Qualification: No need for perfect leg balance, the 60:40 business pairing recognizes your bigger efforts while rewarding both sides.
- Transparent Rules: All commission structures, capping, and bonuses are clearly defined for your peace of mind.
- Sustainable Growth: Our plan ensures leaders are rewarded for continuous growth and real sales, not just recruitment.
Frequently Asked Questions (FAQ)
- Q: How do I earn commissions?
A: You earn commissions through binary pair matching, direct referrals, and monthly honorarium based on your team's business volume. - Q: What is the minimum investment to participate?
A: The minimum investment required is ₹5,000. - Q: How do I qualify for the monthly honorarium?
A: You must have at least ₹1 lakh business volume on each leg, and the honorarium is calculated using a 60:40 ratio of your team's business. - Q: What happens if I reach my commission cap?
A: Once you reach 4× your investment in commissions, you need to re-invest to reset your earning limit and continue earning. - Q: How can I reactivate my account if it becomes inactive?
A: Simply make a new investment of ₹5,000 or more within 7 days to reactivate your account. - Q: Who can I contact for support?
A: Please use the Help and Support section in the app or email support@youpaywallet.com for assistance.
Join Us—Build, Earn, Succeed!
Ready to take your earnings to the next level? Join our innovative MLM plan today and start building your financial future with YouPay Wallet!
Wallet breakdown
multiplyTotal available ₹0.00
Money Withdraw, transfer or pay ₹0.00
Cashback Recharges and bill payments only ₹0.00
Cashback is earned on what you spend. It pays for recharges and bills, but cannot be withdrawn to a bank account or transferred.